AG & Ranch Financing

Financing Built for the Land.

From working ranches to rural land investments, we structure loans that conventional banks simply won't touch. Equipment, acreage, operations — we fund it.

Ranch Buyers Farm Operators Rural Land Investors AG Borrowers Equipment Financing Land Acquisition
AG Loan Inquiry
Tell Us About Your Land
No obligation. We review AG scenarios same business day.
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Scenario Received

Our AG lending specialists will be in touch within one business hour. We appreciate your patience — good land takes time.

No hard credit pull. Confidential review.

Programs
What We Finance
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Working Ranches
Purchase and refinance of operating cattle, livestock, and working ranch properties.
PurchaseRefiOperating
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Farm & Crop Land
Row crop, orchard, vineyard, and specialty farm acquisitions and refinances.
Row CropOrchardSpecialty
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Raw Land & Acreage
Unimproved rural land, hunting tracts, recreational, and investment acreage.
UnimprovedRecreationalInvestment
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AG Equipment
Tractors, combines, irrigation systems, and operational equipment financing.
EquipmentMachineryIrrigation
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Rural Residential + Land
Homes on acreage, hobby farms, and rural estate properties with structures.
Mixed UseResidentialEstate
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Water Rights & Timber
Financing that accounts for water rights, mineral rights, and timber value.
Water RightsMineralTimber

Why Banks Say No to Land

Conventional banks struggle with AG and rural properties. They don't understand acreage-to-value ratios, water rights, operating income, or non-standard property types.

We're not a conventional bank. We work with lenders who specialize in exactly this — and we've structured deals that others walked away from.

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    Alternative DocumentationBank statements, farm P&Ls, and operating income — not just tax returns.
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    Flexible Acreage LimitsNo arbitrary acre caps. We work large tracts that most lenders won't touch.
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    Rural & Remote PropertiesLimited comps? Unique property type? We find creative paths to approval.
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    Fast Scenario ReviewSubmit your land deal and hear back within 1 business hour — not 1 week.
Manufactured & Rural DSCR
Manufactured Housing & Rural DSCR

Beyond acreage and working land, select programs extend to manufactured housing and DSCR-qualified rental properties in rural and outside-major-metro locations.

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Manufactured Housing Purchase & Refi
Purchase and refinance of qualifying manufactured and modular homes on owned land.
PurchaseRefiOwned Land
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Manufactured DSCR
DSCR-based qualification for manufactured rental properties, using rental income rather than personal income documentation.
DSCRRental IncomeSelect Programs
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Rural & Outside-Metro Rentals
Financing for rental properties outside major metro areas, including small-town and rural investment locations.
RuralSmall-TownInvestment
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Land + Home Packages
Financing that considers manufactured housing together with the underlying land parcel on select programs.
Select ProgramsLand & Home

Your Land Deal Deserves a Real Lender

Submit your AG or ranch scenario today. We review it within one business hour and give you a straight answer.

Analyze My Opportunity → 📞 480.450.6771